2025 Lending Fundamentals - State Law (VIRTUAL) - April 1st

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Program Agenda
Login begins - 8:45 a.m.
Program - 9:00 a.m. - 4:00 p.m.
Lunch - 12:00 p.m. - 1:00 p.m.

KBA is offering this important seminar dedicated to the federal regulations that impact lending. This program will be presented on a basic level, allowing entry-level and inexperienced personnel to learn about the regulatory and compliance side of lending. More experienced lenders will also find this program useful as a review and update of lending compliance issues.

Coverage of the Major State Regulations Impacting Lending Including:

  •  A detailed review of the recent changes to the Kansas Uniform Consumer Credit Code and Kansas Mortgage Business Act
  • Description of security interests and perfection requirements for personal and real property in Kansas
  • Analyzing the impact of Kansas statutory liens on the bank's priority in collateral
  • Coverage of the Kansas interest rate usury limits
  • Overview of the bankruptcy process and how it impacts loans made by banks
  • Documenting existence and authority for business entities
  • Helpful practice tips on documenting loans and avoiding collateral pitfalls
  • Practical charts and explanations of how different loan transactions are impacted by state laws and regulations

 

Who Should Attend

Experienced and inexperienced lending personnel will find this seminar beneficial, as well as attorneys and personnel from other areas of the bank desiring a more broadened knowledge of banking.

Program Presenters

Terri D. Thomas, J.D.,  EVP/COO, Kansas Bankers Association
With over 40 years of banking experience, Terri brings real world instruction delivered in an upbeat and relaxed style.

Jamie Cosgrove, J.D.,  VP - Manager, Legal Department, Kansas Bankers Association
Jamie Cosgrove completed her law degree after working for 20 years in commercial banking. Her combined experiences as a lender and attorney allow her to appreciate the dynamics lenders face in maintaining and growing loan portfolios.

Registration fees are based off the bank/company asset size. Registration fees are per bank/company, not individual. This fee includes all bank/company locations in Kansas.

We understand that circumstances arise requiring cancellation. Once you receive the electronic confirmation and materials, there will be NO refunds. There is no limit to the number of employees that can attend the virtual session from your institution. Please register using the COMPANY login ID and password when registering more than one individual. If you have more than one attending, please email Natalie Wareham at nwareham@ksbankers.com. No video or audio recording allowed.