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2025 Key Ratio Analysis: Calculating and Interpreting the Numbers Correctly!
Program Agenda
January 22, 2025
January 22, 2025
9:00 a.m. - 3:00 p.m. CST
Ratios, ratios, and more ratios! What do they really mean? Many financial professionals including bankers use financial ratios on a regular basis. But do they always use the same ratios and more importantly, do they always interpret the ratios in the same manner?
Attend this proactive webinar and learn a "five-step" analysis plan including liquidity, activity, leverage, operating performance, and cash flow analysis which will clarify and "unify" this often confusing financial subject. Upon completion of this webinar, the bank lender will be able to better negotiate with their business clients as well as other financial professionals.
The session will also include a review of "spreading" a financial statement using specialized software in order to analyze key ratios.
Two case studies will be presented to illustrate the main concepts associated with key ratio analysis.
Attend this proactive webinar and learn a "five-step" analysis plan including liquidity, activity, leverage, operating performance, and cash flow analysis which will clarify and "unify" this often confusing financial subject. Upon completion of this webinar, the bank lender will be able to better negotiate with their business clients as well as other financial professionals.
The session will also include a review of "spreading" a financial statement using specialized software in order to analyze key ratios.
Two case studies will be presented to illustrate the main concepts associated with key ratio analysis.
Training Topics:
- Utilize a "five-step" key ratio anslysis plan to correctly calculate and interpret the financial condition of the business borrower
- Discuss "negotiations" with business clients and other financial professionals using the key ratios
- Case analysis: Applying the concepts!
Program Presenter
David Osburn, MBA, CCRA
David is the founder and managing member of David L. Osburn & Associates LLC, a Las Vegas-based business training and contract CFO firm that provides seminar/keynote speeches for various groups including CPAs, bankers, attorneys, credit union employees, credit managers, trade groups, and business owners.He also serves as a contract CFO for several clients including constructions companies, medical practitioners, and real estate developers, co-manages a bank education program with the University of Nevada Las Vegas, and is a board member of North Star Business Services, a commercial lending company (commercial real estate and equipment financing). His extensive professional background encompasses over 24 years in banking, finance, and marketing. His bank commercial lending credentials include comprehensive loan underwriting, management, customer development, and loan work-out experience.
**Program fees are based on bank asset size. There is no limit on the number of people that can attend the virtual session from your financial institution. Please login and register one person from your bank and pay based on your bank’s asset size. Then email all other attendees (include attendee’s first and last name, bank location and e-mail) to Natalie Wareham at nwareham@ksbankers.com so that additional attendees can be registered free of charge to receive their own link and login information for the session.
*We understand circumstances arise requiring cancellation - if you cancel up to 5 business days before the program, your registration fee will be refunded.
*Any transmission, retransmission or republishing of the audio or video portion of the seminar is strictly prohibited.
Live purchase includes 30-day replay access. All options will include the written materials.
Live purchase includes 30-day replay access. All options will include the written materials.
