2021 Driving Strategic Value With Credit Loss Modeling - September 21, 2021
2 p.m. - 3 p.m.
Throughout 2020 and now into 2021, credit loss modeling has evolved from a stress-testing exercise into a strategic vehicle to help management teams understand potential losses under varying economic conditions and how that could impact strategy development.
Our clients have found that knowing whether projected credit losses are manageable in stable and extreme economic circumstances can provide the peace of mind needed when contemplating potential strategies. The recent pandemic has shifted a lot of focus to credit loss modeling in which our clients discovered benefits outside of the obvious (loss projections) that have permeated through their institution.
Topics discussed will include:
• Minimize the fear of the unknown
• Create reserve support and benchmarking
• Assist with budgeting and/or capital planning
• Provide strategic decision-making support
• Educate board & executives
• Prepare for regulators/exams
John Demeritt is a Director at Darling Consulting Group, working directly with ﬁnancial institution executives to improve the eﬀectiveness of their asset liability management (ALM) process. In this capacity, he provides insight and education in managing interest rate risk, liquidity risk, credit risk and capital. John also advises on regulatory compliance, stress testing, and contingency planning. John began his career with DCG in 2006 as a ﬁnancial analyst and currently manages DCG’s Risk Analyzer Plus product and Loan Credit Loss Model solution. John is a graduate of the University of Massachusetts with a degree in ﬁnance and marketing.
Eric Poulin is an Account Manager at Darling Consulting Group where he assists financial institution executive teams to bolster their asset liability management (ALM) process. In this role, he provides comprehensive solutions in various areas such as interest rate risk, liquidity risk management and capital. Additionally, Eric is well versed in the areas of deposit strategies, regulatory support and executive-level education.
Non-Member - $199
This online program consists of 60 minutes of instruction and live Q&A. Each registration allows for one connection to the webinar and materials with 30-day replay access. You may have unlimited listeners on your connection by speaker phone and PC. You will receive a conﬁrmation with your PIN, materials and logon instructions. If you do not receive a conﬁrmation at least two days prior to the event, call 785-232-3444. You may also purchase the OnDemand recording and materials for ongoing training purposes.
Any transmission, retransmission or republishing of the audio portion of the seminar is strictly prohibited. Your registration entitles you to ONE connection at ONE physical location along with permission to make copies of seminar materials for all listeners from your institution.