2027 Key Ratio Analysis
Virtual
 
Program Agenda
March 18, 2027
Zoom Login: 8:45 a.m. CST
Seminar: 9:00 a.m. - 3:00 p.m. CST
Lunch: 12:00 p.m. - 12:30 p.m. CST
 
Ratios, ratios, and more ratios! What do they really mean? Many financial professionals including bankers use financial ratios on a regular basis. But do they always use the same ratios and more importantly, do they always interpret the ratios in the same manner? 
 
Attend this proactive webinar and learn a "five step" analysis plan including liquidity, activity, leverage, operating performance, and cash flow analysis which will clarify and "unify" this often confusing financial subject. Upon completion of this webinar the bank lender will be able to better negotiate with their business clients as well as other financial professionals. 
 
The session will also include a review of "spreading" a financial statement using specialized software in order to analyze key ratios. Two case studies will be presented to illustrate the main concepts associated with key ratio analysis. 
 
Program Presenter - David Osburn, MBA, CCRA - Osburn & Associates, LLC
David is the founder of Osburn & Associates, LLC, a business training and contract CFO firm. His extensive professional background of over 30 years include work as a business trainer/contract CFO and work as a bank commercial lender including the position of vice president/senior banking officer. His banking credentials include loan underwriting, loan work-out and business development. Osburn holds the professional designation of Cerfitied Credit & Risk Analyst as granted by the National Association of Credit Management.
 
Who Should Attend: 
Commercial lenders, credit analysts, loan documentation specialists, branch managers, private bankers, and business development officers. 
 

**Program fees are based on bank asset size. There is no limit on the number of people that can attend the virtual session from your financial institution. Please login and register one person from your bank and pay based on your bank’s asset size. Then email all other attendees (include attendee’s first and last name, bank location and e-mail) to education@ksbankers.com so that additional attendees can be registered free of charge to receive their own link and login information for the session.

*We understand circumstances arise requiring cancellation - if you cancel up to 5 business days before the program, your registration fee will be refunded.
*Any transmission, retransmission or republishing of the audio or video portion of the seminar is strictly prohibited.
*Live purchase includes 30-day replay access. All options will include the written materials.