2026 Credit Analysis Basics
Virtual
 
Program Agenda
May 20, 2026
Seminar: 9:00 a.m. - 3:00 p.m. CST
Lunch: 12:00 p.m. - 12:30 p.m. CST
 
Attend this proactive webinar and learn how banks make lending decisions based on the five C's of credit- capacity, capital, collateral, conditions, and character! The webinar will cover the basics of the three main areas of bank lending- consumer, mortgage, and commercial lending. Each of the three areas will be illustrated with real life "case studies."

The attendee will also be exposed to loan structure, loan support, and documentation issues and how they are an intricate part of the lending process. Additionally, the basics of loan compliance will be provided including Reg B, Reg Z, TRID, BSA, and Fair Credit Reporting.
 
Topics to be Covered:
  • Gain an understanding of how banks make lending decisions based on the five C's of credit
  • Learn about the three main areas of bank lending
  • Apply the three areas to individual "case studies"
  • Review the basics of loan structure, loan support, documentation, and loan compliance
 
Program Presenter
David Osburn, MBA, CCRA - Osburn & Associates, LLC
David is the founder of Osburn & Associates, LLC, a business training and contract CFO firm. His extensive professional background of over 30 years include work as a business trainer/contract CFO and work as a bank commercial lender including the position of vice president/senior banking officer. His banking credentials include loan underwriting, loan work-out and business development. Osburn holds the professional designation of Cerfitied Credit & Risk Analyst as granted by the National Association of Credit Management.
 

**Program fees are based on bank asset size. There is no limit on the number of people that can attend the virtual session from your financial institution. Please login and register one person from your bank and pay based on your bank’s asset size. Then email all other attendees (include attendee’s first and last name, bank location and e-mail) to education@ksbankers.com so that additional attendees can be registered free of charge to receive their own link and login information for the session.

*We understand circumstances arise requiring cancellation - if you cancel up to 3 business days before the program, your registration fee will be refunded.
*Any transmission, retransmission or republishing of the audio or video portion of the seminar is strictly prohibited.
*Live purchase includes 30-day replay access. All options will include the written materials.