The banking industry must comply with more laws and regulations than just about any other industry in the United States. Additionally, the demand for qualified and knowledgeable compliance personnel exceeds the supply. This gap will only widen as experienced compliance personnel leave the industry. With the regulatory landscape and the limited qualified personnel available, the banking industry generally lacks the necessary resources needed to function in today’s complex banking environment. As a result, it is incumbent upon each and every bank employee to have a basic understanding of the laws and regulations that impact the bank.
The seven-part Fundamentals of Banking Compliance webinar series will cover the most prominent credit, deposit, operations, and human resources regulations and laws banks deal with on a day-to-day basis. Each session is one hour long and provides bank employees with the basic rules impacting banking.
Whether you have no experience in banking, or are beginning your career, we have designed this course to be the perfect introduction into the world of banking regulations. The seven digital sessions will provide an overview of the following laws and regulations:
Session 1: Lending Compliance
-Fair Lending including the Equal Credit Opportunity Act (Regulation B) and the Fair Housing Act
-Truth in Lending (Regulation Z
Session 2: Lending Compliance, cont.
-Real Estate Settlement Procedures Act (Regulation X)
-Secure and Fair Enforcement for Mortgage Licensing Act (Regulation G)
-Interagency Appraisal and Evaluation Guidelines
Session 3: Lending Compliance, cont.
-Flood Disaster Protection Act
-Loans to Insiders (Regulation O)
-Fair Credit Reporting Act and the Fair and Accurate Credit Transactions Act (Regulation V)
-Margin Stock Loans (Regulation U)
Session 4: Lending Compliance, cont.
-Lending to Servicemembers
-Homeowners Protection Act
-Community Reinvestment Act (Regulation BB)
-Home Mortgage Disclosure Act (Regulation C)
Session 5: Deposit and Operations Compliance
-Truth in Savings (Regulation DD)
-Electronic Funds Transfers Act (Regulation E)
-Expedited Funds Availability Act (Regulation CC)
Session 6: Deposit and Operations Compliance, cont.
-Bank Secrecy Act/Office of Foreign Assets Control Requirements
-Bank Bribery Act
-Bank Protection Act
Session 7: Deposit and Operations Compliance, cont.
-FDIC Insurance Coverage for Deposits
-Internet Gambling (Regulation GG)
-Financial Privacy (Regulation P)
-Human Resource Laws and Regulations