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2020 Credit Risk Management in the COVID-19 Recession Webinar
September 2-3, 3 Part Webinar Series
This webinar consists of three 30 minutes sessions. Upon purchase of the webinar, you will receive a link to connect to the live webinars.
“It’s not too late, but it’s later than you think.” Looking beyond the PPP Loan Program, we need to think and act NOW to address expected continued weakness in our commercial loan portfolios in this post-quarantine economy. This webinar series shows you ways to do this with illustrations from real life credit risk management lessons learned from ‘in the trenches’ during previous recessions. You will also receive helpful templates and resources to use at your bank. At 30 minutes each, these webinars are fast-paced and packed full of practical tips and information.
PART 1 - CREDIT MEMOS - September 2, 10:00 am
• What should we require and expect of lenders and ana-lysts: to be sure they have asked the ‘right’ questions, vetted the responses to the extent possible, and factored the borrower’s answers into our recommendations?
• How does a recession change this process? How can our credit memos be improved?
PART 2 - LOAN GRADING - September 2, 2:00 pm
• How can we reduce the vulnerability of our loan grading system (AKA risk ratings, asset quality scores) in a reces-sion….does it still adequately measure risk, given falling collateral values and uncontrollable external factors that impact our loan repayment?
• How do we factor industry weakness, when the bor-rower’s historical financials are still supportive?
PART 3 - GOVERNMENT LOAN GUARANTIES -September 3—3:00 pm
• As the PPP Loan Program was short-term relief, how can we help our commercial borrowers long-term, WHILE protecting the bank’s capital and Loss Given Default?
• What are the ‘rules’ to refinance our own debt into a gov-ernment-guaranteed facility?
The Presenter - Mike Wear, CRC, Owner, 39 Acres Corporation
Mr. Wear specializes in banker training and bank consulting services in credit risk underwriting and loan portfolio risk management. Over his 41 year banking career, he previously served in commer-cial lending and senior credit manage-ment positions with Omaha-area com-munity banks. Mike is the Loan Portfo-lio Management Section Leader and serves as a member of the faculty at the Graduate School of Banking at the University of Wisconsin in Madison, as well as GSB’s specialty schools.
Mike will be presenting during the KBA Annual Conference for Lenders on Loan Portfolio Management tools and strategies and Closing the Experience Gap.
Registration Fees:
$99 per bank location
